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Lukasz Lukaszewski, Senior Transformation and Programme Consultant at Grant & Graham
Senior Consultant · Brussels, Belgium & EU

Lukasz Lukaszewski.

AI Enabled Transformation & Programme Lead
Twenty years in fintech. Four countries. Every seat.

A senior fintech operator with close to twenty years across banking, payments, lending and crypto. Lukasz has held the CFO and CRO seats, served on a bank board, co-founded two ventures and directed multi million euro transformation programmes, giving him unusual range across both the commercial and the delivery sides of financial services.

Based In
Brussels, Belgium
Specialism
Transformation · Payments · Risk
Available For
European & international engagements
20 Years In financial services across banking, payments, lending and crypto, in four countries
10 Years C-Suite As Chief Financial Officer and Chief Risk Officer, plus seven further years at C-1 level
€8BN Lending Portfolio Head of Controlling for a consumer lending group of this scale in Belgium
4 Languages Client work delivered in English, French, Polish and Bulgarian
About Lukasz

From the CFO seat to founder and product lead.

Lukasz Lukaszewski brings close to twenty years in financial services, spanning banking, payments, lending and crypto. He spent over a decade with BNP Paribas, where he sat on the board of BNP Paribas Personal Finance Bulgaria first as Chief Financial Officer and then as Chief Risk Officer, and later as Head of Controlling for an 8 billion euro consumer lending group in Belgium, where he also led a CEO sponsored IT transformation programme.

He co-founded KLEAR Lending, the first prime peer to peer lending platform in Central and Eastern Europe and Bulgaria's fintech company of the year in 2017. At Worldline he managed strategic programmes in digital commerce, including multi-bank settlement and the division's crypto and Web3 initiative.

Most recently Lukasz co-founded ChainComply, a Belgian crypto AML and Source of Wealth platform, as Chief Product Officer.

He holds a master's degree in accounting and finance, is a CIMA strategic level finalist, and works in English, French, Polish and Bulgarian. That combination of regulated banking discipline and frontier product experience is what makes him effective where established institutions meet new technology.

Domain Depth

Hands-on experience across four financial services domains.

Lukasz has carried real accountability in each of the four domains below, as an executive, a founder or a programme director. Few practitioners combine regulated bank governance with frontier crypto product delivery.

Payments
Digital commerce & settlement
Lending
Consumer credit & P2P
Crypto
AML, Source of Wealth & Web3
Banking
Finance, risk & governance
How Lukasz Can Help

Four capabilities. One operator's discipline.

Lukasz works where strategy has to become delivery: transformation programmes that must actually land, financial control that must hold up to a board, and new products that must clear regulatory scrutiny before they can scale.

01

Transformation & Programme Direction

Directing multi million euro, organisation wide change programmes from mandate through to delivery. Lukasz has rewritten a PMO framework, completed four multi million programmes at Worldline and delivered an 8 million euro banking transformation on time and on budget.

02

Finance, Risk & Control

Sitting in the Chief Financial Officer and Chief Risk Officer seats at a regulated bank, with board level accountability. Group controlling for an 8 billion euro lending portfolio, credit risk governance, and the reporting discipline that lets a leadership team act on what it sees.

03

Venture Building & Product

Co-founder of two fintech ventures, including Bulgaria's fintech company of the year. Lukasz takes a proposition from hypothesis to market, tests it honestly, and builds the product, partnerships and commercial model around what the evidence actually supports.

04

Crypto, AI & Emerging Technology

Leading a payments division's crypto and Web3 initiative, then building an AML and Source of Wealth platform for digital assets. Lukasz brings AI enabled ways of working into delivery, and translates emerging technology into terms a regulated institution can actually adopt.

Why Work with Lukasz

Three reasons clients bring him in.

Whether the mandate is a stalled transformation programme, a finance function that cannot answer the board, or a new proposition that has to satisfy a regulator, Lukasz has been on both sides of the table before.

REASON 01

He has held the seats

Chief Financial Officer, Chief Risk Officer, board member, Chief Product Officer. Ten years in the C-suite and seven more at C-1 mean he arrives knowing what the executive team is actually being asked, and what it will take to answer.

REASON 02

Regulated and frontier at once

A decade inside a systemic bank, followed by peer to peer lending, crypto and Web3. Lukasz speaks both languages, so he can bring new technology into an institution without losing the governance that keeps it compliant.

REASON 03

He builds as well as runs

Two ventures co-founded, one named fintech company of the year. He is comfortable testing an assumption, calling the result honestly, and changing direction on the evidence rather than defending the original plan.

Areas of Expertise

Disciplines, functions and sectors Lukasz operates across.

Available for interim, fractional and project engagements across the United Kingdom and Ireland, the Benelux, Poland and Central and Eastern Europe, working remotely or hybrid.

Transformation Programme Direction Payments & FinTech Crypto & Digital Assets Interim CEO / MD Chief Risk Officer Chief Financial Officer Board & NED Advisory Fractional Advisory Change Leadership PMO Design Financial Control Group Reporting Credit Risk Consumer Lending P2P Lending Digital Commerce Multi-bank Settlement AML & Source of Wealth Web3 AI Enabled Delivery Product Strategy Venture Building Banking & Financial Services SaaS
Positions Held

Seven senior roles across banking, payments and fintech.

From the finance and risk leadership of a regulated consumer bank in Bulgaria, through group controlling and transformation in Belgium, to strategic programmes at Worldline and two ventures of his own.

01
Co-Founder & Chief Product Officer — ChainComply
Crypto Compliance SaaS · Belgium / EU
02
Strategic Programme Manager — Worldline
Payments · Netherlands / EU · Four multi million euro programmes delivered
03
Head of Controlling, Consumer Lending — BNP Paribas
Consumer Finance · Belgium · 8 billion euro lending group
04
IT Programme Manager — BNP Paribas
Banking · Belgium · 8 million euro transformation delivered on time and budget
05
Co-Founder — KLEAR Lending
P2P Lending · Bulgaria · Fintech Company of the Year 2017
06
Chief Risk Officer & Board Member — BNP Paribas Personal Finance Bulgaria
Consumer Banking · Bulgaria
07
Chief Financial Officer & Board Member — BNP Paribas Personal Finance Bulgaria
Consumer Banking · Bulgaria
Full Profile

Download Lukasz's full CV.

Lukasz Lukaszewski CV cover, Grant & Graham
PDF · Free Download

Lukasz Lukaszewski, Full Profile and CV

Lukasz partners with organisations running transformation programmes, finance and risk change, or new propositions in payments, lending and digital assets.

With close to twenty years in financial services, including a decade at BNP Paribas and two ventures of his own, he brings executive accountability, programme delivery discipline and hands-on product experience to the same mandate.

PDF · Full Profile · 20 Years Experience
Download CV → LinkedIn profile
Start a Conversation

Payments. Lending.
Digital assets.

If you are facing a transformation programme that has lost momentum, a finance or risk function that needs rebuilding, or a new proposition that has to satisfy a regulator, tell us in 25 minutes what you need. Lukasz or one of our 40+ senior consultants will tell you honestly whether we can help.